You have paid your auto insurance premiums for years, so when you are in an accident you expect to be treated fairly and fully compensated. Unfortunately, you may instead face accusations, delays, denials and underhanded tactics. What should you do if your insurance company is giving you the runaround?
Hirsch & Lyon Accident Law P.L.L.C. can help. Our boutique personal injury law firm has extensive experience in auto accident recovery and insurance company negotiations. We have encountered virtually every tactic insurance companies employ to reduce payouts to policyholders and the victims of auto accidents.
Convincing You to Give a Statement or Sign a Waiver
First, under Arizona law you do not have to give a statement to the other party’s insurance company. We recommend talking to your lawyer before saying anything. Insurance adjusters are trained to elicit self-implicating comments from injury victims and often twist innocent phrases into admissions of fault. Whatever you say is on record and may be used to weaken your case for compensation.
You also should not sign any documents before speaking to a lawyer. Once you sign a release, you forfeit your right to more damages even if you later discover that you are more seriously injured than you thought.
Delaying a Decision or Lowballing You
Insurance companies know you are at a disadvantage after a serious motorcycle wreck. You may be out of work for a while as bills pile up and you spend more money on medical care.
Your agent may offer you a quick settlement for far less than your claim is worth, knowing you need the money as soon as possible. Alternatively, the insurance company may engage a delay tactic to compel you to settle for less because you cannot afford to wait for months for your compensation.
After a candid assessment of your case, our lawyers advise you whether the settlement reflects your claim’s true value. We demand your full compensation in a timely manner. We also take aggressive action if these tactics violate insurance regulations or the terms of your insurance policy. In the meantime, we help you find medical professionals to treat your injuries and await payment until your case has settled and you have received your money.
Blaming the Victim
Insurance companies and defendants try to blame the victim whenever possible. Under Arizona’s comparative negligence rules, damages are deducted by the percentage of the plaintiff’s fault. Therefore, the tactic reduces damages awards even if the victim did not cause the accident.
Our attorneys emphasize thorough investigation to collect crucial evidence as to fault and damages. We are skilled at demonstrating the defendant’s fault and calculating total damages. In cases in which our client is partially at fault, we effectively build a solid case to minimize the percentage of fault attributed to the client.
Overcoming Insurance Company Runaround Tactics
You face many challenges after a motorcycle wreck. An insurance company can make you feel like a victim all over again. Hirsch & Lyon Accident Law protects your rights to fair treatment by your insurance company and negotiates for the maximum possible compensation. Call a Kingman motorcycle collision attorney at 928-716-1331 to schedule your free, no-risk case evaluation.